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Financing
What Is The Financing eSproutz Offers?
If you're considering the purchase of one of our more expensive items, but don't have the cash or credit available to pay for it in total right now, you may be in luck! Our store has partnered with two of the best financing companies out there to give you the best chance of qualifying for credit. Both plans set you up to pay in 4 equal installments over time.
As with any lender, you will be required to apply for financing. The process will involve filling out a credit line application and once done, you are subject to credit approval.
You'll usually get a decision within seconds and be able to purchase that brand new planter or garden bed of your dreams right from our website shipped directly to your door as fast as 3-10 business days.
The two options available to you for financing are ShopPay Payments and Klarna. Read on to learn more about each option.
What types of financing options does Klarna offer?
Visit the Klarna Financing page to learn what Klarna is and what they can do for you.
How to apply for Klarna financing?
(Disclaimer: This process may have changed since this list of instructions was first posted. If so, this information will, at a minimum, give you an idea of what to expect.)
1. Once you've decided to purchase an item, on the product page select Add to Cart.
2. Check your cart page for accuracy, add a note (optional), add a discount code (optional), and then proceed to Checkout.
2. Here you'll be asked to fill out a form with your information.
5. Select your preferred Shipping method.
7. Select Pay over time with Klarna.
9. Select preferred monthly payment options that are available. (Please note that monthly payment options are dependent on your cart balance and what Klarna decides to offer, we cannot change the financing options)
13. Find out instantly if you are approved for financing with Klarna.
14. Receive a confirmation email outlining your purchase, due date(s), and other useful information once your product ships out.
Contact Klarna customer service at any time with questions about your purchase or head to Klarna's Customer Service FAQs.
Contact support@esproutz.com or call 888-310-4674 if you have any questions. We are happy to help!
What type of financing options does ShopPay offer?
ShopPay gives qualifying customers the option to pay for their order in 4 equal installment payments with their credit card of choice. You'll find this option at on the cart page.
One of the nice things about ShopPay is that if you've set up a ShopPay account before, there's a good chance all of your information will automatically fill in when you sign in here during check out.
Another great advantage of going with ShopPay is that you can download their app and access all of the handy features that come with that.
Keep in mind ShopPay is available to access in only one place during checkout and that is on the Cart page. You'll find the ShopPay icon/link to the left of the PayPal button on the upper right side of the page once you get to the Cart page. The icon will look like this: 
Click on it to begin the financing application process.
Lastly...
Hopefully not but you may receive an instant denial. We're very sorry about that but eSproutz has no control over 3rd party financing decisions. This is solely the lender's decision based on your creditworthiness. That being said, we wish you the best of luck!